What you get
The offerings
GroupBuy
NowPool your requirement with other ready buyers into one vessel-scale cargo, with an established trader as seller. You keep your own contract, permit, finance and release. CargoCheck, the landed-cost comparison and arrival timing are included for every member.
Hakika Finance
NextYour finance file built against each bank's own conditions, two or more banks in competition, your KPIs verified. A lower margin, a smaller deposit and less security as your rating improves. Available after three rated cargoes. Hakika arranges and verifies; it does not lend.
Hakika Services
LaterPermit, procurement, logistics and treasury desks, systems and training, for members that want the work done rather than the tools.
Included for every member
Free with membership, from your first cargo.
Landed-cost comparison
See the real delivered price before you buy. Exchange price, premium, freight, duty, storage and finance, side by side, weekly.
CargoCheck
Your documents checked and flagged before a mistake costs you money. No software, no staff. Documents go to it by e-mail.
Arrival timing
Land when the queue is short. A forecast of waiting days at Mombasa by week. Every waiting day avoided is about USD 0.40 a tonne.
The Performance Rating
What it is
A private rating out of 100 per cargo, built from third-party records: the permit, the bank's advice, the terminal's release, the weighbridge ticket. It is not a judgement of your company. It records what happened on your cargo. You see where you lost points and how to win them back on the next cargo. Nobody sees it unless you choose to show it.
What it earns
Every party in your cargo prices the risk that you will not perform. A rating they can check takes that risk out of the price.
| Party | What they price in today | What a rated buyer gets |
|---|---|---|
| Seller | A 10% deposit, a risk premium, or no offer | A smaller or no deposit, a tighter premium, first call on scarce cargo |
| Bank | Property as security, a high margin | A lower margin, a smaller deposit, less security, step by step |
| Shipowner and freight broker | Slow discharge, demurrage disputes | Your parcel accepted without argument, fair laytime terms, fewer claims |
| Terminal | Blocked silos, late lifting | Allocation on the next cargo, free days honoured, lower control fees as the record grows |
| Surveyors and insurers | Disputes and claims at discharge | Smoother out-turns; over time, better premiums |
| Hakika | A member that holds the group up | Your reserve back, a lower fee, a better starting step on the next buy |
Today the fee and the reserve respond to your rating. The rest follows as your record grows and as each party signs up to it, which is work Hakika does on your behalf.
Who sees it
You see your own rating after every cargo. Hakika never publishes it. No member sees another member's rating, price or position. You decide whether your bank or your supplier may see your record.