The member's path.
Qualify
Before any contract is signed, three things have to be in place. Your company file: registrations valid, a real requirement in writing (quantity, quality, arrival window), and a plan for how you will lift the cargo from the port. Your permits: the import permit and the plant-health permit, and in Kenya the local-wheat purchase that the permit depends on. Your finance: a bank letter or facility that covers your parcel, so the letter of credit can be opened in time.
Most delays at Mombasa start here, with a buyer who ordered first and sorted the paperwork later. That is why Hakika checks all three before you join, not after. You don't do this alone: Hakika's people walk you through each item, and CargoCheck receives every document by e-mail, checks it against the checklist, and tells you what is missing and what to fix by when. Pass, and your parcel goes into the next cargo. Not ready yet, and you join the one after, with a clear list of what to do. No miller is ever put on a vessel it isn't ready for, which is what protects everyone else on it.
Buy together
Hakika combines your requirement with those of other ready buyers into one cargo a supplier will quote, typically 50,000 tonnes. Before any offer is requested you get the landed-cost comparison: the delivered price at Mombasa by origin and protein level, with freight, duty, storage and finance added, so you see the real number behind the futures quote. Then Hakika asks suppliers for firm offers and puts them side by side.
An established international trader is the seller and charters the vessel. You hold your own purchase contract with that trader, your own letter of credit, your own permit and your own release at the terminal. Hakika never takes title to your grain and never sits between you and your supplier. What changes is the price: a full vessel of pre-vetted buyers is a cargo a supplier wants, and it prices it that way. Each member pays the same disclosed fee per tonne, plus USD 2 a tonne into a performance reserve and the group's fund, which you get back when you perform.
Perform, with help
From contract to discharge, about ninety days, there are around twenty-five documents and a dozen deadlines: the letter of credit, pre-shipment inspection, bills of lading, certificates of origin and quality, insurance, the customs entry, the terminal's storage agreement, the release instructions. One mismatch — a port name spelt differently from the letter of credit, a certificate issued against the wrong permit — and the bank rejects the documents or the terminal holds your grain.
CargoCheck catches those before they cost money. Every document goes to your cargo file by e-mail; it is checked against your contract, your letter of credit and the gate checklist, and you get a plain list: what is in, what is missing, what does not match. Hakika's people watch the rest: the vessel's position and arrival window, the customs entry lodged before berthing, the trucks or rail booked, each release signed off when the tranche is paid. The aim is simple: your cargo berths without waiting, clears without surprises, and leaves the terminal within the free days. You need no software and no extra staff for any of it.
Get rated, get rewarded
When the cargo closes, you get your performance rating: a number out of 100 built from third-party records, not opinions. Was the permit in on time, the finance in place before loading, customs ready at berthing, the grain lifted within the free days, the supplier and each tranche paid when due, the loan repaid as agreed. You see exactly where you earned or lost points, and what to do differently next time. Nobody else sees it unless you choose to show it.
The rating pays you back immediately: your reserve returns by grade, your fee on the next cargo drops, and you get first call on the next buy. Then it starts working for you with everyone else. A supplier that can see you performed asks for a smaller deposit or none. A bank that can see how your financed grain turned into cash lowers your margin and asks for less security, step by step, cargo by cargo. A shipowner accepts your parcel without argument; a terminal that knows you lift on time allocates to you first. That is what the largest buyers have always had: a track record everyone can see. Now you have one too, and it is yours.
The rules
The gate
Before a contract is signed, three things are confirmed for every member: the file, the permits, and the finance. Pass, and your parcel enters the cargo. Fail on one, and you wait for the next buy. The gate protects every other buyer on the vessel.
The rating
A private rating out of 100 per cargo, built from facts: permit on time, finance before loading, customs ready at berthing, lifted within the free days, supplier and tranches paid, loan repaid. It is not a judgement of your company. It records what happened.
The reward
Each member pays in USD 2 a tonne at contract: USD 1 performance reserve, USD 1 share in the group's mutual fund. The reserve comes back by rating. A good rating lowers your fee on the next buy and, once Hakika Finance starts, your step with the bank.
Fees and privacy
Hakika's fee is capped at a share of the saving the group buy measures. Your rating is yours. Hakika never publishes it. No member sees another member's data, price or position. You decide whether your bank or your supplier may see your record.